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Business & Tax

Finance and Markets in the UAE

The dirham has been fixed at AED 3.6725 to the US dollar since 2002. Shares trade on the Dubai Financial Market and the Abu Dhabi Securities Exchange, while Nasdaq Dubai in DIFC lists most of the country's sukuk and bonds.

Updated October 2026 · Figures checked 21 October 2026

Dirhams per US dollar, fixed since 2002
3.67251
Dirhams per US dollar, fixed since 2002
Banks licensed in the UAE, Q2 2026
622
Banks licensed in the UAE, Q2 2026
ADX market value at the end of June 2026
AED 2.8tn4
ADX market value at the end of June 2026
DFM market value at the end of June 2026
AED 982bn3
DFM market value at the end of June 2026

Finance and Markets in the UAE

The guides at a glance

The guides at a glance
Topic Key fact Guide
Banks and currency 62 banks: 24 national banks and 38 branches of foreign banks Banking and the dirham peg
Dubai shares 69 listed companies and about 1.28 million investors Dubai Financial Market (DFM)
Abu Dhabi shares AED 171 billion traded in H1 2026 Abu Dhabi Securities Exchange (ADX)
Sukuk and bonds USD 141 billion of debt listed on Nasdaq Dubai Nasdaq Dubai
Government sukuk for individuals Retail Treasury Sukuk from AED 1,000 Sukuk and bonds
Listed property REITs on DFM and Nasdaq Dubai REITs
Financial free zones 10,018 active DIFC companies and 13,974 active ADGM licences DIFC and ADGM
Startups UAE startups raised USD 895 million in H1 2026 Startups and venture capital
Family offices Minimum family net assets: USD 50 million in DIFC, USD 10 million in ADGM Family offices

Source: Central Bank of the UAE: Quarterly Economic Review, September 2026; DFM: Investor presentation, H1 2026; WAM: Abu Dhabi Securities Exchange records strong H1 2026; Nasdaq Dubai: 33 fixed income listings worth USD 13.8 billion in H1 2026; Ministry of Finance: Retail T-Sukuk; DIFC: H1 2026 results; ADGM: H1 2026 results; MAGNiTT: MENA venture capital, H1 2026 review; DIFC: Family office handbook, 2026; ADGM: Family offices2,3,4,5,6,7,8,9,11,12

Who regulates what

Who regulates what
Area Regulator
Banks, finance companies and the dirham Central Bank of the UAE
DFM and ADX Capital Market Authority, previously the Securities and Commodities Authority
Nasdaq Dubai and firms in DIFC Dubai Financial Services Authority (DFSA)
Financial firms in ADGM Financial Services Regulatory Authority (FSRA)

Source: UAE Government Portal: Financial markets10

Markets and finance

  • Banking and the dirham peg

    AED 3.6725 to the dollar, and 62 banks.

    3.6725 Dirhams per US dollar since February 2002

    Read more
  • Dubai Financial Market (DFM)

    69 companies, AED 982 billion, and how to open an account.

    69 Listed companies, end of June 2026

    Read more
  • Nasdaq Dubai

    USD 141 billion of sukuk and bonds in DIFC.

    USD 141bn Sukuk and bonds outstanding, mid 2026

    Read more
  • Sukuk and bonds

    Treasury sukuk, auctions and retail sukuk from AED 1,000.

    1,000 AED minimum for Retail T-Sukuk

    Read more
  • REITs

    Listed property funds on DFM and Nasdaq Dubai.

    AED 14.3bn Dubai Residential REIT market value, 31 March 2026

    Read more
  • DIFC and ADGM

    Two financial centres with their own laws and courts.

    10,018 Active companies in DIFC, end of June 2026

    Read more
  • Startups and venture capital

    USD 895 million raised in H1 2026, and where to start.

    USD 895m Raised by UAE startups, H1 2026

    Read more
  • Family offices

    DIFC or ADGM, minimum assets and corporate tax.

    USD 50m Minimum family net assets in DIFC

    Read more

Sources

  1. UAE Government Portal: Fact sheet
  2. Central Bank of the UAE: Quarterly Economic Review, September 2026
  3. DFM: Investor presentation, H1 2026
  4. WAM: Abu Dhabi Securities Exchange records strong H1 2026
  5. Nasdaq Dubai: 33 fixed income listings worth USD 13.8 billion in H1 2026
  6. Ministry of Finance: Retail T-Sukuk
  7. DIFC: H1 2026 results
  8. ADGM: H1 2026 results
  9. MAGNiTT: MENA venture capital, H1 2026 review
  10. UAE Government Portal: Financial markets
  11. DIFC: Family office handbook, 2026
  12. ADGM: Family offices

Figures checked 21 October 2026. Prepared by Invest-Emirates.ae for general information. It is not investment, tax or legal advice; please confirm details with a qualified adviser before acting.

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